Captain Spaulding: How We Communicate About Business Ethics

?Watch your thoughts, for they become words. Watch your words, for they become actions. Watch your actions, for they become habits. Watch your habits, for they become character. Watch your character, for it becomes your destiny.?
Author ? Unknown
There are many good reasons to be able to communicate effectively about ethics. One is, industry and especially mortgage banking has lost a lot of the publics? trust and by all estimations needs to regain some of that back. If you are doing something about that but are not able to express it, the benefits of your efforts may be a long time in coming.
Closer to home, as society continues to react to the financial crisis, our front line employees are repeatedly asked to deliver government sponsored programs or comply with under-defined regulations which constantly yield unintended consequences.
Another reason is that business schools are beginning to say that they have historically relied too heavily on quantitative aspects of business and are identifying qualitative aspects missing from their curriculums. So our bright young graduates and tomorrow?s leaders have no experience discussing ethics.
Can we competently discuss ethics within our environment? A recent study of mortgage banking leaders suggests that senior leaders discuss ethics amongst themselves pretty freely, they discuss them with their employee base a fair amount and with their board of directors the least. It also found that leaders discuss ethics more frequently than attempt to write about it. Over 90% of those who participated in the survey said their organizations had a Code of Ethics, so the first step in a foundation with words and thoughts does exist in those environments.
While leaders were confident in their own ethical clarity and observable ethical actions, they were far less confident in their employees? ethical understanding. In the absence of senior leaders talking and writing about the industry?s or firm?s ethics, are employees only left with the narrative formed by the media or politicians? Will that improve the industry?s ability to add its voice to the public debate about who and how home finance is structured in the future?
Less than half the survey respondents indicated that their firms had a methodology to deal with ethical issues. However, an ethical framework needs to be in place to enhance communication and improve the influence in society the industry has in determining its future. (... maybe - to improve industry?s prospects of determining its own future through its influence in the society?)
An ethical framework uses the vision/mission of a planning process (purpose), and a code of ethics to align the firm?s values. These values are put it (incorporated?) into the firm?s documentation (policy & procedures, job descriptions, performance reviews and any other documentation which supports manager and employee decision making. It requires the firm to train its employees and managers on ethics adequately and regularly. Additionally, to ensure usage, your ethics key performance indicators must be identified which are usually answers to stakeholder issues and questions. Then create reports and score cards to track the indicators and measure improvement on a topic. Finally introduce into standing committee agendas these reports and score card to reinforce that managers and employees are accountable to perform these tasks regularly and to be fully operationalized.
The development of this framework along with embracing it will create a common language about ethics within your organization as well as help align your firm?s values with its people?s decision making. This foundation will support enhancing your firm?s voice in the debate on the future of the industry.

Source: http://hugoquackenbush.blogspot.com/2012/10/how-we-communicate-about-business-ethics.html

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NASA's Swift satellite discovers a new black hole in Milky Way galaxy

ScienceDaily (Oct. 5, 2012) ? NASA's Swift satellite recently detected a rising tide of high-energy X-rays from a source toward the center of our Milky Way galaxy. The outburst, produced by a rare X-ray nova, announced the presence of a previously unknown stellar-mass black hole.

"Bright X-ray novae are so rare that they're essentially once-a-mission events and this is the first one Swift has seen," said Neil Gehrels, the mission's principal investigator, at NASA's Goddard Space Flight Center in Greenbelt, Md. "This is really something we've been waiting for."

An X-ray nova is a short-lived X-ray source that appears suddenly, reaches its emission peak in a few days and then fades out over a period of months. The outburst arises when a torrent of stored gas suddenly rushes toward one of the most compact objects known, either a neutron star or a black hole.

The rapidly brightening source triggered Swift's Burst Alert Telescope twice on the morning of Sept. 16, and once again the next day.

Named Swift J1745-26 after the coordinates of its sky position, the nova is located a few degrees from the center of our galaxy toward the constellation Sagittarius. While astronomers do not know its precise distance, they think the object resides about 20,000 to 30,000 light-years away in the galaxy's inner region.

Ground-based observatories detected infrared and radio emissions, but thick clouds of obscuring dust have prevented astronomers from catching Swift J1745-26 in visible light.

The nova peaked in hard X-rays -- energies above 10,000 electron volts, or several thousand times that of visible light -- on Sept. 18, when it reached an intensity equivalent to that of the famous Crab Nebula, a supernova remnant that serves as a calibration target for high-energy observatories and is considered one of the brightest sources beyond the solar system at these energies.

Even as it dimmed at higher energies, the nova brightened in the lower-energy, or softer, emissions detected by Swift's X-ray Telescope, a behavior typical of X-ray novae. By Wednesday, Swift J1745-26 was 30 times brighter in soft X-rays than when it was discovered and it continued to brighten.

"The pattern we're seeing is observed in X-ray novae where the central object is a black hole. Once the X-rays fade away, we hope to measure its mass and confirm its black hole status," said Boris Sbarufatti, an astrophysicist at Brera Observatory in Milan, Italy, who currently is working with other Swift team members at Penn State in University Park, Pa.

The black hole must be a member of a low-mass X-ray binary (LMXB) system, which includes a normal, sun-like star. A stream of gas flows from the normal star and enters into a storage disk around the black hole. In most LMXBs, the gas in the disk spirals inward, heats up as it heads toward the black hole, and produces a steady stream of X-rays.

But under certain conditions, stable flow within the disk depends on the rate of matter flowing into it from the companion star. At certain rates, the disk fails to maintain a steady internal flow and instead flips between two dramatically different conditions -- a cooler, less ionized state where gas simply collects in the outer portion of the disk like water behind a dam, and a hotter, more ionized state that sends a tidal wave of gas surging toward the center.

"Each outburst clears out the inner disk, and with little or no matter falling toward the black hole, the system ceases to be a bright source of X-rays," said John Cannizzo, a Goddard astrophysicist. "Decades later, after enough gas has accumulated in the outer disk, it switches again to its hot state and sends a deluge of gas toward the black hole, resulting in a new X-ray outburst."

This phenomenon, called the thermal-viscous limit cycle, helps astronomers explain transient outbursts across a wide range of systems, from protoplanetary disks around young stars, to dwarf novae -- where the central object is a white dwarf star -- and even bright emission from supermassive black holes in the hearts of distant galaxies.

Swift, launched in November 2004, is managed by Goddard Space Flight Center. It is operated in collaboration with Penn State, the Los Alamos National Laboratory in New Mexico and Orbital Sciences Corp. in Dulles, Va., with international collaborators in the United Kingdom and Italy and including contributions from Germany and Japan.

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/K2gZNk6K3e0/121005162822.htm

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CoStar's People of Note (Sept. 2-8) - CoStar Group

It's time to update those contact managers with CoStar's People of Note, delivering news from the following companies: Jones Lang LaSalle, Related Cos., Newmark Grubb Knight Frank, Hines, Robert K. Futterman & Associates and CBRE.

This week's People of Note includes the following markets: Chicago, Los Angeles, New York City, San Diego, San Francisco and South Florida.

SAN FRANCISCO
Hines Promotes 3 in San Francisco Office
By John Walz

Hines, an international real estate investment, development and investment firm, promoted three executives in its west regional office in San Francisco.

George Clever (pictured far left) was named senior managing director. He joined Hines in 1995 as an assistant project manager. Clever later relocated to San Francisco and served as a project manager. Currently, he shares responsibility for Hines? new business activities in Northern California.

Cameron Falconer (middle) was appointed senior managing director. He joined Hines in Los Angeles in 1997. The following year, he relocated to San Francisco as a project manager. Currently, he shares responsibility for Hines? new business activities in Northern California.

Paul Brenner (end) was promoted to vice president--controller. He joined Hines in 1998 as a controller, and was promoted to senior controller in 2006. Since then, he has shared responsibility for all property finance and accounting matters, including all real estate operations and development activity totaling 27 million square feet in the firm?s west region.

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Editor's Note: CoStar's People of Note is published each Friday covering the latest commercial real estate executive level promotions and new hires. Click on the headline of each article to jump to full coverage. Follow the news on Twitter [at] LaurieForbes and [at] TheCoStarGroup.

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NEW YORK CITY
Related Cos. Selects Blau as CEO
By Laurie Forbes

New York-based development firm Related Cos. appointed Jeff Blau (pictured) as chief executive officer. Blau has been with the company since 1990 and served as its president for the last 12 years. As CEO he will control overall management of the firm.

Blau succeeds founder Stephen Ross who will continue his duties as executive chairman. Ross will focus on global business strategy and development and oversee the execution of Hudson Yards, a 13 million-square-foot project.

Related also promoted Bruce Beal Jr. to president and Kenneth Wong as chief operating officer and director of international development. Beal joined the firm in 1995 and formerly served as executive vice president. Wong returned to Related in 2008 and most recently served as vice chairman. He has more than 30 years of commercial real estate experience and has represented more than $20 billion worth of assets.

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COLUMBUS, CLEVELAND, CINCINNATI
Latessa To Oversee CBRE's OH Operations
By Kimberly Dailey

CBRE Inc. promoted John Latessa to senior managing director of its Ohio operations. He will assume responsibility for the Columbus, Cleveland and Cincinnati markets, along with increased executive management responsibilities.

Latessa joined CBRE in 2008 as the managing director of the Detroit office, where he oversaw 500 professionals.

?John is a strong and highly regarded leader who has built on CBRE?s market leadership position in Detroit over the past five years,? said Mike Gerard, CBRE?s central division president. ?He has demonstrated deep knowledge of our multi-faceted client services platform and the comprehensive, valued-added solutions CBRE can deliver for investor and occupier clients. Our operations in Ohio will greatly benefit from his leadership.?

The senior commercial real estate broker previously served a principal and managing director at JFK Investment Co. LLC, and has also held positions at Kelly Services Inc., Hines Interest LP and Grubb & Ellis (now Newmark Grubb Knight Frank).

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SOUTH FLORIDA
NGKF Expands South Florida Capital Group
By CoStar Research

Newmark Grubb Knight Frank?s Capital Group added a team of investment sales and debt placement professionals in its Miami office.

Joining the firm are Adam L. Greenberg CCIM and Michael Lapointe CFA as executive managing directors, and Michael Noll AIA as an associate.

Prior to joining NGKF, Greenberg and Lapointe held senior positions with the BayBridge companies based in Florida. Formerly a managing director with BayBridge, Greenberg has specialized in the brokerage of entitled and un-entitled development opportunities, condominium conversions, office, retail and portfolio sales. In his capital advisory role, he has also represented clients with senior, mezzanine and equity capital placement. Lapointe is former president of the BayBridge companies, has been involved in over $400 million in financing and brokerage transactions in the state.

Noll previously served as the principal of an architecture and construction consulting firm, M3 Design + Development, for the previous seven years, along with holding a position at BayBridge.

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SAN FRANCISCO
Anderson, Ivie Join JLL in San Francisco
By Dan Bates

Jones Lang LaSalle deepened its brokerage team in San Francisco, landing a pair of experienced real estate dealmakers formerly with The CAC Group. Steve Anderson, a former principal with CAC, was named managing director, and Bryan Ivie was appointed vice president.

Considered one of the most productive brokerage teams in San Francisco over the past five years, Anderson and Ivie represent a number of high-profile tenants and landlords. The new hires were announced by Elizabeth Hearle, JLL's Pacific Northwest market director.

Anderson has completed more than 5.5 million square feet of office lease transactions in San Francisco throughout his career and participated in investment sales valued at more than $550 million. Ivie is also an accomplished broker with experience in both tenant rep and agency leasing business. A former Olympian, Ivie competed in the 1992 and 1996 Summer Games as a volleyball player.

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CHICAGO
RKF Adds Adney to Chicago Office
By Lisa D. Banusiewicz

Retail specialist Lorraine Adney joined the Chicago office of Robert K. Futterman & Associates as vice president. Adney has extensive experience in local, national and international representation for both retailers and owners.

She previously served as the director of the Midwestern division at The McDevitt Co. where she assisted national and international brands in retail networks in the U.S. and Europe. Adney has worked with brands such as Marc Jacobs, Urban Outfitters Anthropologie, L'Occitane en Provence and Eileen Fisher.

RKF is an independent real estate firm specializing in retail leasing, investment sales and consulting services. In May, RKF opened its Chicago office as part of its expansion into key urban markets nationwide. This is the New York-based firm's seventh office.

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LOS ANGELES, SAN DIEGO
Jones Lang LaSalle Adds 2 Retail Brokers
By Alexa Kruthers

Jones Lang LaSalle expanded its retail initiative with the hiring of David Thomas (pictured far left) in downtown Los Angeles and Bryan Cunningham (left) in San Diego. The new vice presidents will work in retail brokerage as JLL continues to increase its focus and resources on retail tenant solutions (RTS) to provide tenant representation in additional to its traditional focus on landlord representation.

Thomas' previous position was as a senior vice president at a major retail real estate firm where he worked with landlords and tenants on lease negotiations, business plans, market research and strategic analysis. During his career, he has led leasing efforts for more than 4 million square feet of new developments with a total value of $600 million. Thomas is an active member of the International Council of Shopping Centers.

Since January 2010, Cunningham has completed more than 150 transactions, with a combined total consideration of approximately $100 million. CoStar named him a Power Broker in 2010 and 2011.

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CHICAGO
CBRE Taps Milonas as VP
By Lisa D. Banusiewicz

Jon Milonas was promoted from senior associate to vice president within CBRE's Office Occupier Group. He is the youngest broker to be promoted to vice president in the occupier group within the past five years.

Milonas represents office tenants, providing strategic consulting, process management and negotiation services. His clients include Morningstar, McGraw-Hill Cos. and Northwestern Mutual.

He has closed 75 real estate transactions resulting in a total transaction volume of more than $152 million.

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Follow the news on Twitter [at] LaurieForbes and [at] TheCoStarGroup. Check out last week's edition of People of Note.

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Source: http://www.costar.com/News/Article/CoStars-People-of-Note-Sept-2-8/141311?ref=/News/Article/CoStars-People-of-Note-Sept-2-8/141311&src=rss

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40% of U.S. Mobile Users Will Click an Unsafe Link This Year

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London named fashion capital of the world

The Duchess of Cambridge and the Olympics have contributed to London being named the fashion capital of the world, beating off stiff competition from New York and Paris.

07 September 2012

London has been named global fashion capital of the world for the second consecutive year.

The annual list, which is put together by media analytics company Global Language Monitor, is compiled by analysing the Internet, blogosphere, and the top 175,000 print and electronic global media and as well as other sources to see which cities garner the most interest and coverage. New York placed second on the list, followed by Paris, Madrid and Barcelona. Although Paris is places third on the list, it is ranked at number one for Haute Couture. Surprisingly, Milan, one of the four main Fashion Week hosts, came in eighth.

IN PICTURES: Kate Middleton's fashion hits and misses

Paul Payack, the president of the GLM, said that both the Duchess of Cambridge and the Olympics have helped London retain the title for a second year. "Kate Middleton has proved to be incredibly impactful on the British fashion brand," he said, adding that a recent survey showed her influence has contributed to millions of pounds in sales this year. "The second thing is the Olympics being in the UK."

In 2011 London overtook New York, who had maintained the premiere position for several years, for the first time. The Duchess and interest in Alexander McQueen following his death were named as the main reasons for the England capital's surge in fashion popularity.

Source: http://telegraph.feedsportal.com/c/32726/f/534871/s/232d7ba7/l/0L0Stelegraph0O0Cfashion0C95278570CLondon0Enamed0Efashion0Ecapital0Eof0Ethe0Eworld0Bhtml/story01.htm

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